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You're just starting your financial journey!

It’s great that you’re taking steps to understand your finances. By actively seeking to improve your financial literacy, you’re setting yourself up for success. Focus on creating a detailed budget to track your income and expenses, which will help you manage your money more effectively. Prioritize paying off any existing debt, as this will reduce financial stress and free up more of your income for savings and investments. Additionally, building an emergency fund is crucial for unexpected expenses, providing you with a safety net and greater peace of mind. Keep up the good work, and you’ll soon see significant progress.

Recommendation for Beginner

Open a Sofi account using our link to kickstart your savings journey.

Watch our informative ROTH IRA video to understand the benefits and how to get started with retirement savings

Check out our free resources for more ways to build financial freedom